Tuesday, June 30, 2009

June Savings

June Monthly Totals - definitely not one of my better months
  • Merchandise Total (before coupons): $1,416.54
  • Value of Coupons & Store Sales: $970.25
  • Rewards/Gift Cards/EB's Used: $442.04
  • Rewards/Gift Cards/EB's Earned: $248.95
  • Rebates: $7.28
  • Total Cost to me (after rewards earned and rebates): $210.51
  • Total Profit: $42.84
  • # of Items: 307, # of Free Items: 145

My actual cash OOP for the month was only $24.70. The cost to me figure of $210 is including all the RR's I used as payment for items. So actually, its not that bad.

Rebates Received:
  • $40 Visa gift card - Staples label maker rebates, redeemed this for a $40 WAG gift card
  • $10 Kmart gift card from Glamour rebate - was supposed to be $25, but those were all gone. Better than nothing!
  • $1.99 Sure for Men rebate my address
  • $1.99 Sure for Men rebate DBF's address
  • $4.99 Sure Max rebate DBF's address
  • $6 Nasogel rebate - way to go Nasogel! I mailed this rebate in on 1/10/09 and it was supposed to take 6-8 weeks to arrive. Since it was a freebie at CVS and the rebate was just icing on the cake, I'd totally written this off!

eBay profits: $84.81 (after shipping costs)

Savings, oh my pitiful savings. Its just been one thing after another this month. Between a $700 car repair and $300 spent at Pearle Vision (which still irks me), I'm really feeling the pinch. I also found out today that my vision plan changed at work (oops - must have missed that memo!), and unfortunately, the eye doctor I went to a couple weeks back is out of network. So I have a $130 bill for that. I'm going to submit the bill to the insurance plan and hopefully get some of the money back. And I will also submit the bill for my eyeglasses and some copays from the first part of the year to my Health Savings Account and get reimbursed for those. I put away $400 for the year, and the glasses and copays will use up that entire amount. But at least that's money that I can turn around and put back into my savings account. Even after all that, the bottom line is that I have to boost my savings back up. The plan is to sell lots of stuff on ebay (working on this now) and decrease my expenses as much as possible. Wish me luck!


Amanda said...

Don't be so hard on yourself! I think you have some great savings and totals. You will be on top of that savings account in no time. I'm cheering for you! :)

Chicagolandia said...

Amazing job on savings! I can understand watching the savings get depleted - you feel so proud when you get it to the level you wanted, and so furious that an (insert unexpected expense here) comes out of nowhere and knocks it back down. You'll build it back up!!

frugalsuz said...

Thanks for the encouragement ladies!